Line of Credit

Access to funds when you need them!

PCCU Line of Credit

When you need funds for your day-to-day operation, a PCCU Line of Credit is available to you (OAC).  This revolving, pre-approved loan provides money for your farm operating expenses such as inputs, fuel, fertilizers, seed, supplies, repairs, etc.  You have immediate access to funds and can monitor your account information online.

Features:

  • A flexible tool that allows you to borrow the money when you need it. 
  • You pay interest only on the amount you use at competitive rates.
  • Your PCCU Line of Credit can be accessed anytime, anywhere through ATMs, online and telephone banking, through MEMBER CARD® debit card, or at any of our 11 branches.
  • Variable rate
  • Ability to continually draw upon funds
  • Pre-approved revolving loans

PCCU Ag Quick Loan

The PCCU Ag Quick Loan is a pre-approved, secured loan that continually re-advances funds as you need them. It's a convenient option for farmers who may be looking at expanding operations, improving their cash flow, financing equipment, or growing your farm operation in other ways. 

Features:

  • One-time credit application
  • Flexible re-payment options that fit your cashflow demands
  • Can continually have access to funds without having to re-qualify
  • Your PCCU Quick Loan can be accessed anytime, anywhere through ATMs, online and telephone banking, through MEMBER CARD® debit card, or at any of our 11 branches.

A Line of Credit Availability fee is charged annually.  For fee schedule, please click here