Types of RESPs

Options to choose from

Now that you've made up your mind that RESPs are a wonderful way to save for your child's education (and we couldn't agree with you more).  You'll need to decide what type of RESP works best with your investment style and preference. 

RESP Options:




Variable Deposit

Need a short term parking spot for your RESP contribution?  An RESP variable is a perfect place to invest so that the contribution is made until you have more time to decide your longer term options. 

Fixed Terms

With a guaranteed rate throughout the life of the term, GICs provide a solid and secure base for your RESP investment.  Available in 1-5 year terms.

Mutual Funds*

Qtrade offers top name-brand mutual funds that allow you to diversify your portfolio by investing in professionally managed funds. 

Full Service Brokerage*

Through Qtrade Advisor, members can access a full range of investment options, including equities. 

*Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. 

*Mutual funds are offered through Qtrade Asset Management Inc.

Unless otherwise stated, cash balances, mutual funds, and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurance that insures deposits in credit unions.



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