Types of RRSPs

Options to choose from

Saving for retirement doesn’t have to be complicated. Use our helpful overview to compare Registered Retirement Savings Plans (RRSPs) and choose the plan options that fit your retirement planning goals.



Fixed Terms

With a guaranteed rate throughout the life of the term, GICs provide a solid and secure base for your RRSP portfolio.  Available in 1-5 year terms.


Are you in need of a tax receipt but aren't sure where to invest?  Park it here until you have more time to put a plan in place for your RRSP.

RRSP Upgrader

The interest rate increases yearly based on guaranteed rates.  Plus the opportunity to reinvest with PCCU if interest rates rise.

C.U. Builder

With our C.U. Builder, we can set up your investment to automatically fit both your payroll schedule and your budget!  This automatic savings plan gets you started on a retirement savings path!

Index-Linked RRSPs

Index-Linked GICs are a safe way to benefit from the potential returns of investing in stock markets. 

Mutual Funds*

Prairie Centre offers top name-brand mutual funds that allow you to diversify your portfolio by investing in professionally managed funds.

Self Directed RRSPs

Unlike a regular RRSP or RRIF, a self-directed plan allows you to consolidate many different types of investments into a single manageable account, with the convenience of an all-in-one statement. 

Full Service Brokerage

Through Qtrade Advisor, members can access a full range of investment options, including equities for their RRSP.

Segregated Funds

A great investment solution that can help you meet your retirement goals.  These funds are very similar to mutual funds but are structured as insurance contracts that provide you with a guaranteed income for retirement. 

*Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. 

*Mutual funds are offered through Qtrade Asset Management Inc.

Unless otherwise stated, cash balances, mutual funds and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurance that insures deposits in credit unions.



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