Cash Back Mastercard®

From filling up your car and picking up groceries to dining out, getting a haircut and checking out the latest movie, you’ll earn valuable cash that you can easily redeem as an account credit. Best of all, there’s no annual fee.


Rate: 19.99%

Annual Fee: None
  • Annual Fee: None
  • Interest Rate (Purchases): 19.99% Fixed
  • Zero Liability Fraud Protection
  • Earn Cash Rewards
  • Purchase Protection & Extended Warranty2
  • Mobile Device Insurance2
  • Mastercard Benefits


The Cash Back Mastercard lives up to its name with cash back quickly redeemed as a credit on your account.

  • Earn 2 points for every $1 spent on gas purchases1
  • Earn 1 point for every $1 spent on entertainment purchases2
  • Earn 0.5 points for every $1 spent on all other purchases

Enjoy a large assortment of Reward Points redemption options, including:

  • 60,000 top-selling merchandise items, including directly from Best Buy Catalogue
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of a deposit directly into your financial institution's Chequing or Savings account or a statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

Visit to preview your rewards. For complete details, please see the Rewards Terms & Conditions of this card. 



Along with cash back on your purchases, you'll also get extra-value benefits to help protect most items purchased with your card.

  • 90 days purchase protection on purchases made with your card1
  • Double the manufacturer’s warranty (up to one year) on purchases made with your card1
Mobile Device Insurance1

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