Centra Gold Mastercard®

Why pay more to carry a rewards card? The Centra Gold Mastercard helps you collect reward points on the purchases you make everyday. Plus, you’ll never break your budget with high fees or interest rates.


Rate: 11.99%

Annual Fee: $50

  • Annual Fee: $50.00
  • Interest Rate (Purchases): 11.99% Fixed
  • Zero Liability Fraud Protection1
  • Earn FlexRewards
  • Auto Rental Collision/Loss Insurance2
  • Purchase Protection & Extended Warranty2
  • Common Carrier Accident Protection3
  • Mastercard Benefits
Earn valuable rewards every time you use your Centra Gold Mastercard.
  • Earn 1 point for every $1 spent on everyday purchases.

Enjoy a large assortment of Reward Points redemption options, including:

  • 60,000 top-selling merchandise items, including directly from Best Buy Catalogue
  • Gift cards from 60+ top Canadian retailers
  • Cash rewards in the form of statement credit
  • Private vacation rental or hotel accommodation, flights and travel experiences
  • Charity donations

Visit collabriacreditcards.ca/flexrewards to preview rewards. For full details, please see the Rewards Terms & Conditions for this card. 


Emergencies happen. You can relax with the Centra Gold Mastercardâ in your wallet. We'll help you handle accidents and emergencies so you can feel confident in your purchases and your travel plans.

  • Auto Rental Collision/Loss Insurance for vehicles rented up to 48 consecutive days1
  • 90 days purchase protection on purchases made with your card1
  • Accident Protection up to $125,000 while traveling by common carrier2

Click 1here or 2here for complete details of the travel insurance.


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