Save for your children’s education with several added bonuses! First, the government will match 20% of your annual contributions up to a maximum of $7,200. That’s free money for your kid’s tuition, books or living expenses while at school.
Any profits made will not be subject to taxes while the money is in the account. Once it’s withdrawn for education expenses, it’ll be taxed but since student income is generally very low or non-existent, the student may end up having to pay very little or nothing at all. And finally, RESPs (like RRSPs) allow you to grow your money through any type of eligible investment. Take a look at some of our different RESP options below, or reach out to us and we can help you find the plan that’s right for you!
Variable Deposit
Need a short-term parking spot for your RESP contribution? A variable RESP is a perfect place to invest so the contribution is made until you have more time to decide on your longer-term options.
Fixed Term
With a guaranteed rate throughout the life of the term, GICs provide a solid and secure base for your RESP Investment. Available in 1-5 year terms.
Mutual Funds*
Aviso Wealth offers top name-brand mutual funds that let you to diversify your portfolio by investing in professionally managed funds.
Full-Service Brokerage*
Through Aviso Wealth, you can access a full range of investment options, including equities. Click here to learn more.
Registered Deposit Product Fee Disclosure
Click here to view the Registered Product Fee Disclosure, which does not include fees related to mutual funds*.
*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade Guided Portfolios is a division of Aviso Financial Inc.
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