Prairie Centre RESPs

Save for your children’s education with several added bonuses! First, the government will match 20% of your annual contributions up to a maximum of $7,200. That’s free money for your kid’s tuition, books or living expenses while at school.


Any profits made will not be subject to taxes while the money is in the account. Once it’s withdrawn for education expenses, it’ll be taxed but since student income is generally very low or non-existent, the student may end up having to pay very little or nothing at all. And finally, RESPs (like RRSPs) allow you to grow your money through any type of eligible investment. Take a look at some of our different RESP options below, or reach out to us and we can help you find the plan that’s right for you!

Variable Deposit

Need a short-term parking spot for your RESP contribution?  A variable RESP is a perfect place to invest so the contribution is made until you have more time to decide on your longer-term options.


Fixed Term

With a guaranteed rate throughout the life of the term, GICs provide a solid and secure base for your RESP Investment. Available in 1-5 year terms.


Mutual Funds*

Qtrade Advisor and Qtrade Asset Management offer top name-brand mutual funds that let you to diversify your portfolio by investing in professionally managed funds.


Full-Service Brokerage*
Through Qtrade Advisor, you can access a full range of investment options, including equities. Click here to learn more.

*Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. 

*Mutual funds are offered through Qtrade Asset Management (a tradename of Credential Asset Management Inc).

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, cash balances, mutual funds, and other securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurance that insures deposits in credit unions.


We’re here to help!

Select one of the icons below to learn more.
This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.