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|
Interest Bearing Chequing
and USD Account
|
|
| Amount | Rate |
| $0 - $4,999 | 0.20% |
| $5,000 - $24,999 | 0.30% |
| $25,000 - $49,999 | 0.30% |
| $50,000 - $99,999 | 0.40% |
| $100,000 + | 0.50% |
| Plan 24 Savings Account | |
| Amount | Rate |
| All Balances | 0.50% |
| Fast Track High Interest Savings Account* |
|
| Amount | Rate |
| All Balances | 1.70% |
| AgriInvest Account |
|
| Amount | Rate |
| $0 - $49,999 | 0.50% |
| $50,000 + | 1.70% |
| Variable Registered Savings Products (RRSP, RRIF, RESP) |
|
| Amount | Rate |
| All Balances | 1.70% |
| First Home Savings Account (FHSA) Variable |
|
| Amount | Rate |
| All Balances | 3.70% |
An overdraft rate of 17.20% applies.
When profit is earned here, it stays here, and all of our members can benefit. Unlike traditional banks, Prairie Centre member-owners are rewarded by their belief in us through our Member Rewards program. This unique and inclusive program gives members instant access to reduced loan rates and increased deposit rates based on the level of participation with us, not account balances. Members are owners which makes it highly motivating for us to help you achieve financial success right here at home. You will notice that, because of our Member Rewards program, the below rates are shown as a range. To find the exact deposit or loan rate that applies to your level of participation with Prairie Centre, please contact your local branch and one of our friendly staff will be able to assist you.
|
Non-Redeemable GIC Term Investments
$1,000 - $99,999 Aggregate
|
|
| Length | Rate |
| 1 Year | 4.33% - 4.83% |
| 2 Year | 4.07% - 4.57% |
| 3 Year | 3.75% - 4.25% |
| 4 Year | 3.66% - 4.16% |
| 5 Year | 3.65% - 4.15% |
|
Non-Redeemable GIC Term Investments
$100,000 - $249,999 Aggregate
|
|
| Length | Rate |
| 1 Year | 4.48% - 4.98% |
| 2 Year | 4.22% - 4.72% |
| 3 Year | 3.90% - 4.40% |
| 4 Year | 3.81% - 4.31% |
| 5 Year | 3.80% - 4.30% |
|
Non-Redeemable GIC Term Investments
$250,000 - $499,999 Aggregate
|
|
| Length | Rate |
| 1 Year | 4.63% - 5.13% |
| 2 Year | 4.37% - 4.87% |
| 3 Year | 4.05% - 4.55% |
| 4 Year | 3.96% - 4.46% |
| 5 Year |
3.95% - 4.45%
|
|
Non-Redeemable GIC Term Investments
$500,000+ Aggregate
|
|
| Length | Rate |
| 1 Year | 4.73% - 5.23% |
| 2 Year | 4.47% - 4.97% |
| 3 Year | 4.15% - 4.65% |
| 4 Year | 4.06% - 4.56% |
| 5 Year | 4.05% - 4.55% |
When profit is earned here, it stays here, and all of our members can benefit. Unlike traditional banks, Prairie Centre member-owners are rewarded by their belief in us through our Member Rewards program. This unique and inclusive program gives members instant access to reduced loan rates and increased deposit rates based on the level of participation with us, not account balances. Members are owners which makes it highly motivating for us to help you achieve financial success right here at home. You will notice that, because of factors like our Member Rewards program, the below rates are shown as a range. To find the exact deposit or loan rate that applies to you, please contact your local branch and one of our friendly staff will be able to assist you.
|
Consumer Mortgages (Insured and Conventional)
|
|
| Type | Rate |
| Variable | 7.20% - 7.70% |
| 1 Year | 6.65% - 7.15% |
| 2 Year | 6.21% - 6.71% |
| 3 Year | 5.28% - 5.78% |
| 4 Year | 5.36% - 5.86% |
| 5 Year | 4.98%- 5.48% |
|
Agricultural Mortgages (Conventional)
|
|
| Type | Rate |
| Variable | 7.70% - 9.70% |
| 1 Year | 6.90% - 8.55% |
| 2 Year | 6.46% - 8.11% |
| 3 Year | 5.53% - 7.18% |
| 4 Year | 5.61% - 7.26% |
| 5 Year | 5.23% - 6.88% |
|
Commercial Mortgages (Conventional)
|
|
| Type | Rate |
| Variable | 7.95% - 10.70% |
| 1 Year | 7.15% - 9.65% |
| 2 Year | 6.71% - 9.21% |
| 3 Year | 5.78% - 8.28% |
| 4 Year | 5.86% - 8.36% |
| 5 Year | 5.48% - 7.98% |
When profit is earned here, it stays here, and all of our members can benefit. Unlike traditional banks, Prairie Centre member-owners are rewarded by their belief in us through our Member Rewards program. This unique and inclusive program gives members instant access to reduced loan rates and increased deposit rates based on the level of participation with us, not account balances. Members are owners which makes it highly motivating for us to help you achieve financial success right here at home. You will notice that, because of factors like our Member Rewards program, the below rates are shown as a range. To find the exact deposit or loan rate that applies to you, please contact your local branch and one of our friendly staff will be able to assist you.
|
Consumer Loans
|
|
| Length | Rate |
| 1 Year | 7.40% - 9.40% |
| 2 Year | 6.96% - 8.96% |
| 3 Year | 6.03% - 8.03% |
| 4 Year | 6.11% - 8.11% |
| 5 Year | 5.73% - 7.73% |
|
Agricultural Loans
|
|
| Length | Rate |
| 1 Year | 7.50% - 9.25% |
| 2 Year | 7.06% - 8.81% |
| 3 Year | 6.13% - 7.88% |
| 4 Year | 6.21% - 7.96% |
| 5 Year | 5.83% - 7.58% |
|
Commercial Loans
|
|
| Length | Rate |
| 1 Year | 7.65% - 9.65% |
| 2 Year |
7.21% - 9.21%
|
| 3 Year | 6.28% - 8.28% |
| 4 Year | 6.36% - 8.36% |
| 5 Year | 5.98% - 7.98% |
|
Student Loans - Variable Rate
|
|
| Type | Rate |
| Enrollment period (interest only payments) + 6 month grace period | 7.20% - 7.70% |
| During repayment | 9.20% - 9.70% |
Buying |
Selling |
|
| US Dollar Cash |
1.4028
|
1.3308 |
| US Dollar Cheque (under 1K) |
1.3863 |
1.3593 |
| United Kingdom (Pound) Cash |
1.7562 |
1.6662 |
| EURO Cash |
1.5110 |
1.4250
|
Rates effective 2024-04-25
For other rates or to order currency, please contact your local branch.