Prairie Centre Chequing Accounts

Do we have the right chequing account for your daily online and in-branch banking? Absolutely! From low-fee and unlimited transactions to premium features and benefits, all you have to do is choose the account that’s just right for you and you’ll be on your way.

Prairie Value

Everything you need for daily banking for just $4 a month.


  • Monthly fee - $4
  • 10 debit transactions
  • e-Transfers - $1
  • Paper statement fee - $2
  • e-Statement fee - $0


Prairie Digital

Convenient and all-digital for just $6 a month.


  • Monthly fee - $6
  • UNLIMITED self-serve debit transactions
  • Minimum monthly balance FEE WAIVER - $5,000
  • Free e-Transfers
  • $3 per in-branch debits
  • Paper statement fee - $2
  • e-Statement fee - $0


Prairie Plus

Unlimited debit transactions – for only $13.50 a month.

  • Monthly fee - $13.50
  • Minimum monthly balance FEE WAIVER - $5,000
  • UNLIMTED debit transactions
  • Free e-Transfers
  • Paper statement fee - $2
  • e-Statement fee - $0


Prairie Premium

Our top-of-the-line account, complete with premium benefits for only $25 a month.


  • Monthly fee - $25
  • Interest bearing
  • Minimum monthly balance FEE WAIVER - $7,500
  • UNLIMITED debit transactions
  • Free e-Transfers
  • Paper statement fee - $2
  • e-Statement fee - $0
  • Overdraft protection - up to $5,000 (OAC)
  • 100 complimentary personalized cheques annually
  • Annual fee reimbursement on any Collabria credit card product
  • $35 annual discount on any Prairie Centre safety deposit box rental
  • Free stop payments, certified cheques, and MTA (Manager's Trust Account) cheques
  • Free Non-Credit Union ATM Services


Prairie Heritage

At $4 a month or free with a minimum monthly balance, this account provides great value.


For members 60 and older

  • Monthly fee - $4
  • Interest bearing
  • Minimum monthly balance FEE WAIVER - $5,000
  • 30 debit transactions
  • E-transfers - $1
  • Paper statement or e-statement fee - $0


Prairie Step One

Especially for students, this zero-fee account is a smart choice.


For members under 22

  • Monthly fee - $0
  • UNLIMITED debit transactions
  • Free e-Transfers
  • Paper or e-Statement fee - $0


Prairie South

US Account



  • Monthly fee - $0
  • Interest bearing
  • $1 per debit transaction
  • Paper statement fee - $2
  • e-Statement fee - $0

Compare Features


Prairie Value Prairie Digital Prairie Plus Prairie Premium Prairie Heritage Prairie Step One
Description Basic Package Save by doing it yourself Basic Unlimited Package Unlimited Package w/ Added Benefits Members over 60 Youth Savings for members under 22
Monthly Fee
$4.00 $6.00 $13.50 $25.00 $4.00 Free
# of Debit Transactions 10 Unlimited Self Serve Unlimited Unlimited 30 Unlimited
Minimum Monthly Balance Fee Waiver N/A $5,000 $5,000 $7,500 $5,000 N/A
Interest Bearing Eligible N/A N/A N/A Yes Yes N/A
Paper Statement

$2.00

$2.00

$2.00 $2.00 Free Free
E-Transfers

$1.00 per E-Transfer

Free

Free Free $1.00 per E-Transfer Free
Digital Banking online service, Mobile App, MEMBERCARD® debit card Included Included Included Included Included Included
Credit Union ABM* Ding Free Ding Free Ding Free Ding Free Ding Free Ding Free
Non Credit Union ABM1 $2.00 $2.00 $2.00 Free $2.00 $2.00
International ABM1 $4.00 $4.00 $4.00 $4.00 $4.00 $4.00
Over Draft Protection (OAC)

Regular Fee

Regular Fee

Regular Fee

Up to $5,000 no fee

Regular Fee

Regular Fee

Personalized Cheques Available Available Available 100 Free/Yr3

Available

Available4

Safety Deposit Box Discount N/A N/A N/A $35 Discount/Yr N/A N/A
Drafts $8.50 $8.50 $8.50 $8.50 $8.50

$8.50

Certified Cheques $6.50  $6.50 $6.50 Free  Free $6.50
Manager's Trust Cheques (MTA) $6.50 $6.50 $6.50 Free Free $6.50
Stop Payment $5.00 $5.00  $5.00 Free $5.00 $5.00
Collabria Annual Fee Reimbursement N/A N/A N/A Yes N/A N/A
Per Item Fees
In-Branch - $1.00
Self Serve - $0.60
In-Branch - $3.00
N/A N/A
In-Branch - $1.00
Self Serve - $0.60
N/A



*Annual fee based on credit limit

1Additional surcharges may be administered by ABM owner

3One order $23.60 value

4 First order of 48 cheques is complimentary

We’re here to help!

Select one of the icons below to learn more. 
This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.