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Prairie Centre RRIFs

Our Registered Retirement Income Funds (RRIFs) provide a wealth of investment options. Fixed-rate and variable-rate RRIF plans offer you maximum flexibility for your retirement income options. The choice of investment type is up to you, and you can mix and match your investments to realize your savings objectives.


 


The Canada Income Tax Act requires an individual who owns an RRSP to mature the plan by the end of the year in which the beneficiary turns 71. The plan holder then has the option of using the funds to purchase a life annuity, rolling the funds into a RRIF, or receiving a lump-sum payment from the RRSP.

A RRIF offers 100% income flexibility, while allowing your savings to remain tax sheltered and under your personal control. Possible investment options for a RRIF include Prairie Centre Term Investment GIC's, RRIF Mutual Funds, Stocks and Bonds. For more information on options, contact your Prairie Centre branch today.



View the Registered Product Fee Disclosure (does not include fees related to mutual funds*)

View the RRIF Declaration of Trust


*Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade Guided Portfolios is a division of Aviso Financial Inc.

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