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Whether it's personal or business, you're protected every time you use your Member Card with:
This coverage offers protection on the purchase of most retail items including gifts. For a full 90 days after your purchase, the item is protected if it's stolen or damaged.
The program DOUBLES the warranty period of a purchased item up to one year as long as the manufacturer's warranty is valid in Canada for five years or less. For example, when you purchase a smartphone, the manufacturer typically offers a one-year warranty. However, if you use your Member Card debit card for the purchase, the smartphone will be protected under the terms of the original warranty for an additional year.
Just be sure to keep a copy of your transaction record, the merchant receipt and the manufacturer's warranty for warranty claims. Just call 1-800-263-9120, ext. 225002 and a Claims Representative will be happy to assist you.
What is Interac Flash®?
Interac Flash® is a contactless payment service with the functionality of Interac® Debit and has all the benefits of Interac® Debit, while also letting you to pay for smaller purchases. When making a purchase for less than $250, you can choose this functionality by simply holding your card in front of a supporting reader at check out. Your purchases will be deducted instantly from your bank account. The transaction uses chip processing and relies on the same secure network as your Member Card debit card, so there’s no need to insert your card or enter your PIN.
The cards have a cumulative limit and once it’s been reached, insertion of the card and entering your PIN will be required to process the transaction. After that, more transactions may be processed as ‘contactless’ transactions until the limit is reached again.