MemberDirect® Increased Authentication
At PCCU we ensure the security of your online banking environment by putting various layers of security in place to prevent unauthorized access to your accounts.
The layers of security you will be familiar with consist of verifying your identity, in the following ways:
Your Login Credentials - When you log in, your access credentials are verified to ensure they match with our systems record. Should they not, you will be unable to log in.
Your Device - We check the device you are using to login - whether it's your computer, mobile phone or tablet. If you're using a device and we don't recognize it, we may ask you to answer your personal challenge question to help us verify that its truly you.
In December, there will be a small change to when you login. While everything else remains the same, we will be removing the personalized image you currently see today, to simplify the login process required to access your account.
NEW DEBIT CARDS ON THE WAY!
PCCU will be introducing new MemberCard® debit cards with Interac Flash® technology, allowing you to pay for everyday purchases quickly, securely and conveniently.
What is Interac Flash®?
The Interac Flash® service is a contactless payment with the functionality of Interac® Debit, and has all the benefits of Interac® Debit but it allows you to pay for smaller purchases faster and easier. When making a purchase for less than $100, you can choose to use the functionality by simply holding your card in front of a supporting reader at check out. Your purchases will be deducted instantly from your bank account. The transaction uses chip processing and relies on the same secure network as your PCCU debit card - no need to insert your card or enter your PIN.
The cards have a cumulative limit and once reached, insertion of the card and entering your PIN will be required to process the transaction. After that, more transactions may be processed as "contactless" transactions until the limit is again reached. With Interac® Flash instead of cash, it's like you're ready with the exact change every time.
Watch for your new card in the mail in 2015!
Click on the link below for more information: