Construction Mortgage

Building from the ground up!

Looking to design and build your own home or vacation property?  Then you may want to consider a construction mortgage from PCCU.  A construction mortgage is a loan granted for the purpose of building a home or buildings on your property.  For consumer purposes only.

PCCU Construction Loans:

  • Interest is only charged on the money that is used on the pre-authorized mortgage limit, rather than on the whole mortgage, so considerably less interest is paid.
  • During the construction, the interest rate is "variable".
  • A lien search and inspection fee applies (required with each advance).
  • The home must be completed within one year.




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