Prairie Centre offers Registered Retirement Income Funds (RRIFs) with a variety of investment choices. Prairie Centre offers fixed-rate and variable-rate RRIF plans to provide maximum flexibility for your retirement income options. The choice of investment type is up to each member and members can mix and match their investments to best suit their needs.

The Canada Income Tax Act requires an individual who owns an RRSP to mature the plan by the end of the year in which the beneficiary turns 71. The plan holder then has the option of using the funds to purchase a life annuity, rolling the funds into a RRIF, or receiving a lump-sum payment from the RRSP.

A RRIF offers complete income flexibility, while allowing your savings to remain tax sheltered and under your personal control. For more information and options, contact your branch today.

Registered Deposit Product Fee Disclosure Document


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